Some artists like using new tech gadgets, especially digital photographers, but other artists are more reluctant to do anything artistic with computers or electronic devices. Nonetheless, digital photo frames are a great tool for any artist-tech savvy or not. These frames were made primarily to display people’s digital photos. As digital cameras became more prevalent, people started having more and more digital photos. The problem that many people ran into was that you needed a computer to view digital photos, and it was relatively expensive to print so many photos. As a result, these digital frames were created so that people could display hundreds (if not thousands) of their digital photos in one place without having to use their computer.Display Your ArtNo matter the medium, you can use digital photo frames to display your art. Obviously, if you are a photographer they are great for displaying your photos. You can set up the frame in your house or your studio and show off your work. However, even if you are not a photographer, you can photograph your work and display it on your frame. This is a great option if you want to show someone your work, but you do not want to lug three dozen large canvases to your friend’s house or your teacher’s office.They are also a great way to display your digital media. Do you do graphic design on your computer or do you create digital artwork? If so, you can format these images to be displayed on your frame. Most frames will at least show JPEG images, and some frames can display multiple image formats. This leads to how they are also useful promotional tools.Promote YourselfDo you ever go to an art show or a bridal expo or anything where you set up a table (or a station) to show off your work or sell your work, and promote yourself? If so, you need to take your digital photo frame with you. You usually cannot take all of your work to an art sale or expo, but you can load your frame with photos of all of your work. First, the frame is bright and changes periodically, so it will attract people to your area. Second, someone might see a piece they like that you did not happen to bring. Now, you can arrange to meet them later to possibly sell the piece.If you are looking for a good frame to use to promote yourself, you should look for a slightly larger frame, twelve to fifteen inches if you can afford it. This is because these frames are even more eye-catching, and they let people see the details of your work. Digital photo frames are relatively easy to use, and you can easily set one up in a few minutes. They are also relatively inexpensive, and you can find a wide variety of frames for less than $100. These two features make these frames great promotional tools, especially for the starving artist.
Legal Issues For Online Business – E-Commerce Web Solutions
There are some very important legal issues to be aware of when doing consignment selling. Some states and cities have regulations that require you to hold any consignment goods valued at over $100 for a period of up to ten days to give the police time to determine if they are stolen merchandise. In these situations, you have to fax the police a description of the merchandise and any serial numbers of computers, stereos, cameras, and so on. If you don’t hear back from them within seven to ten days, you can then go ahead and sell the item.Pro TipProtect Yourself from Illegal Activity
What is the best way to protect yourself from illegal activity? It is actually very easy. Create a sales policy that lays out this information:Anyone wanting you to sell goods has to provide a driver’s license, which you should photocopy. You explain to your consignors that you pay all consignment proceeds by check only and you will only mail the check to the address on the driver’s license.
Now any thief would be crazy to provide you his real name and address. If he is stupid enough to do this and the goods turn out to be stolen, you simply give the information to the police and you are legally off the hook. If anyone approaches you to sell goods and wants to be paid in cash, simply demonstrate them a copy of your (written) policies and explain that you are sorry, but this is the only way you will do business.Even if your location does not have any such regulations, you want to be very careful about selling stolen goods. I assure as soon as you advertise that you are an eBay consignment seller or open a consignment storefront, you will be approached by someone (or several people) attempting to sell stolen goods. If you do not take due caution, and the police determine that you have sold stolen goods, you can be in deep trouble.Getting HelpMost community universities/colleges offer courses in starting and running a small e-commerce web site business and some have free business resource centers that can help with all sorts of things you may run into.A great resource is SCORE. This stands for the Service Core of Retired Executives (http://www.score.org). SCORE is a government-sponsored volunteer organization of retired small business owners who provide consulting and advice to new startup business owners. These folks are often very well connected in the community and can introduce you to lots of valuable contacts. They can also be a source of potential investors.
Taking the time to set up and organize your e-commerce web business correctly will pay dividends almost immediately and save you time and energy as you build and grow your e-commerce site business.
What is a Commercial Loan Broker and Why You Should Use One?
A commercial loan broker is a specialist intermediary between businesses seeking funding and commercial lenders, acting on behalf of the client business. Taking advantage of the services provided by a commercial broker when seeking a business loan is essential where no established relationship exists with a bank or the client is not sure what the going rate is for any particular funding type. The consequences could be that any business loan taken is over priced, that could be a very costly mistake indeed!The typical broker will have access to a network of lenders and have specific knowledge of any loan criteria, thereby allowing the targeting of the right lender for any set of business requirements and circumstances, therefore maximising the chances of a successful application.Many customers of commercial loan brokers have usually already approached a bank and had a loan application turned down, sometimes more than once! The reasons for this are numerous but could be as simple as the client not presenting their business plan very well, insufficient security or maybe the client is regarded as sub-prime by the bank lenders. However once a business has exhausted the bank route, few have the knowledge of where to go next. In fact, approaching a commercial loan specialist in the first place could have resulted in the placement of the financial requirement with the right lender first time!A good commercial broker will initially take the time to understand your business and future plans before approaching any lender. If the business proposition has the potential to be financed then the broker will package the deal, select the most appropriate lender or lenders and ensure that any offer is priced competitively.Brokers normally make a commission on any business loan placed, but not always, some will always charge a broker fee, others will only charge where no commission is available. The most important thing where a fee is charged is that it is success based, upfront broker fees should be avoided at all costs! One possible exception to this is where a business plan does not exist and your intermediary offers this service.
Posted in Finance
Tagged Commercial Loans, Credit, Credit Tips, Currency Trading, Finance, Leases Leasing, loans, Personal Finance, Personal Loans, Student Loans
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Payday Loans FAQs – A Quick Way To Get The Answers You Need
What Exactly Are Payday Loans Anyway?In short, payday loans are short-term loans that help you to get cash when you need it. These loans are generally repayable in a short period of time, generally on the date of your next payday. The short-term nature of the loan means that you can get cash quickly, especially when you have an emergency between pay periods.How Can You Use a Payday Loan?Payday loans can be used however you like. They can be used for anything from medical bills to home repair, and there are generally no questions asked about the purpose of the loan.Who Qualifies?Anyone over the age of eighteen and employed full-time qualifies for a payday loan. You must also have a bank account for deposit, with either checks in your name or a debit card linked to the account.How Long Does It Take To Get A Loan?Depending on the company, it may take as little as a few hours for the loan to be made. The industry standard is around two hours, with some companies taking even less time to process the loan.How Much Can I Borrow?The amount that you can borrow actually varies greatly. It is generally dependent on both your borrowing status and your pay scale. The average first time disbursement is usually under £400, but some existing borrowers may be able to borrow as much as £1000.Will a Credit Check Be Run?Most companies do not run credit checks, as your credit score is not generally taken into account when determining whether or not you can get a loan. Employment status and whether or not you actually have a bank account is far more important to these companies that the general status of your credit.What About Those With A CCJ?Those with CCJs are eligible for this type of loan. Remember, the most important thing is that you have the ability to fulfil your payment on the next payday – almost nothing else can get in the way of getting the loan. If you can prove that you will get paid enough to make your payment, the loan is virtually guaranteed.How is the Loan Received?If you are approved, the money will be electronically transferred to your bank account quite quickly. The transfer process is usually a matter of minutes, making the period of time between application and receipt of funds clock in at around two hours in most cases.Do I Have to Apply Every Time I Want A Loan?If you continue to use the same company for loans, you will generally not have to apply again. You might need to prove that you are still employed, though, to make sure that you are still eligible to receive the same amount. Make sure to always bring your paperwork with you, just in case.Can Self-Employed Individuals Get These Loans?Yes. You will need to have a cheque book, though, as well as a cheque guarantee card to satisfy most lenders, though.Can the Money Be Repaid Over Time?Yes. While it is preferred that the funds be repaid all at once, you do usually have the option of repaying funds over time by only paying the interest on the loan.What If I Cannot Repay the Money?Generally speaking, most payday loan companies will want to know if you are having difficulties repaying your loan. You should have the chance to negotiate some sort of settlement, but be warned – if you are not able to do this, the company may be forced to go into collection procedures.
Employment Law – How to Make it Work For You in a Recession!
As every media outlet in the UK and beyond has been repeatedly telling us for the past couple of months, we are already in a period of economic recession. As you will also be aware, this means a tough time for businesses small and large. A topic that might not immediately spring to mind when you think of this, however, is that of Employment Law and in particular the risks you are taking if you your employment procedures are not compliant.For both employees and employers alike, this is an area that needs to be closely inspected in case the recession reaches the low point that it is forecast to reach. Yet it’s not just the consequences of the credit crunch which might lead you to look at Employment Law a little more closely. Over the past 20 years there has been a steady rise in the amount of employees taking their employers to court over decisions that they felt, after seeking legal advice, were not in accordance with Employment Law. This has particularly been the case over the past five years since the introduction of a huge amount of protective employment law and regulations that companies now have to comply with. Although much if it is the codification of simple good practice, there are a number of areas where companies continue to trip up – indeed, it can be a minefield.It can be a traumatic experience for all parties involved, not to mention for those connected to parties involved, which is why knowledge in this field of law is especially useful. Good advice will reduce any stress and worry involved, so that you can rest assured that your procedures are watertight and potential claims are limited.There are various reasons as to why an employee might take legal action against his former (or sometimes current) employer. Three of the most frequent reasons include Harassment, Discrimination, and Unfair Dismissal.Discrimination is a common complaint, particularly since the instigation of the Human Right Acts, and it can take a number of forms. The grounds on which people are discriminated against comprise of anything including:1. Sex
2. Race
3. Disability
4. Religious Belief
5. Age
6. Sexual OrientationInstances in which it is unlawful for an employer to discriminate against you on the grounds of these include:o Refusing to employ or consider you for a job
o Offering you a job on less favourable terms than others
o Refusing to promote or transfer you to another job
o Giving you less favourable benefits than a colleague
o Shortening your working hours
o Dismissing you or making you redundantThere is a huge amount of legislation relating to the different types of discrimination and it is imperative that your company complies rather than facing the consequences of not doing so. If a disabled person was to take legal action against their employer then they would do so upon the basis of the Disability Discrimination Acts of 1995 and 2005, for example. Another illustration of this would be the 1976 Race Relations Act, which makes it unlawful for your employer to discriminate against you on the grounds of your colour, nationality, ethnic or national origins.Harassment on the grounds of sex, including sexual harassment, is considered to be direct discrimination and is strictly prohibited by law. In broad terms, harassment can occur where: Unwanted conduct on any of the areas covered by the discrimination laws is apparent; an intimidating, hostile, degrading or offensive atmosphere is created; or the person is the recipient of embarrassing jokes, offensive jokes, pranks, or unwelcome physical or sexual advances.In addition to Discrimination and Harassment, there is the matter of Unfair Dismissal. If you are an employee and feel your employer has dismissed you unfairly then you might be able to make an unfair dismissal claim to an Employment Tribunal. However, in most instances you will need to have been employed for at least a year to make a claim. The onus is on you as an employee to show you have been dismissed and your employer to show they have a valid reason for dismissing you and acted reasonably in the circumstances. An important thing to note here is that (again, in most instances) a claim must be made within 3 months of the effective date of termination. Nevertheless, this may be extended to 6 months in some situations.Ultimately, it can only be beneficial to stay abreast of Employment Law to make sure you are treated fairly and treat your employees fairly, and it is important to get professional legal advice on any matter that might lead to legal action. This knowledge, in turn, will reduce any stress on your part, which any employee or employer will admit is a welcome consideration regardless of the economic climate.
Posted in Employment
Tagged casual employment, employ employment, employment, employment at will, employment bond, employment contract, employment gap, employment law, employment lawyer, employment news, gaps employment, the employment
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Myths and Facts About the Benefits of Yoga
An ancient exercise yoga naturally provides several health benefits and without any costly equipment. If you put Yoga into your daily routine, it is surely going to give great results to you with natural health and many other benefits like peaceful mind, great body and high spirit. However, to get the greatest of benefits of yoga you must practice yoga daily.People are always misunderstood regarding the benefits of yoga and they think only about the physical benefits. However, many are unaware of the emotional benefits which yoga provides to remove stress naturally. These days’ people all over the world are seeking help of yoga to super charge their body as well as to become stress free by practicing yoga daily for 30 minutes.Yoga is not the word anymore and recognized as a science and the scientific method of yoga first finds the cause of a problem and then provides remedies accordingly. Yoga is based on some specific principles and guidelines discovered by ancient Indian sages.If yoga is only a faith or belief, then nobody should ask the unfair question of its benefits. However, as you know yoga is purely based on scientific method, then we have the right to ask:
What are the benefits of yoga?
Why should I practice it?
The answers have already been given to us by the ancient sages and they were amazed that yoga surprisingly understands the internal physical activity naturally and reacts accordingly. Yoga has a very good connection with the mind and body. This harmony of mind and body can be achieved through a series of yogic postures (Asanas), perfect breathing and meditation. As yoga is very much connected to the mind, you have to pay a special attention on breathing during yogic postures (Asanas). The combination of series of postures, perfect breathing and meditation help our body and mind to function properly.Day by day our bodies are becoming susceptible to harmful toxins because of industrialized environment, wrong lifestyle and poor diet. So, to remove all the impurities from our body we have to bake our body hard under the training of yoga. You will be surprised to know that yoga is oiling your entire physical machinery naturally.Some of the physical benefits are:
Yoga creates physical flexibility
Yoga ensures cardiovascular efficiency
Yoga flushes out all the impurities from the body
Due to yoga gastrointestinal system functions properly
Removes backache, arthritis and asthma
Hugely effective in reducing belly fat
Nothing is more effective than yoga to lose weight quick
Only Yoga massages all the internal organs of the body
Yoga works as a lubricant to all the joints
You can also practice yoga on the beach, at your house or at the nearest health club wherever you want. This is another important benefit of yoga as it does not need special places or heavy and costly equipments.One major benefit of yoga is the peaceful mind. We all know that, due to confusions, stress and tensions we never perform satisfactorily.Here comes yoga which synchronizes our body with the mind through meditation.Daily practice of meditation for 15 minutes will surely help you remove stress in no time. As meditation directly works on the emotional system, stress finds no place to stay there in the mind anymore.But, these benefits can only be gained if you take action otherwise yoga will be only a physical and psychological intellect to you and nothing more.The benefits of yoga are more advanced than simple breathing and stretching we are discussing, but it flushes out all the harmful toxic emotions that prevent us to live a healthy life.Namaste!
Posted in Health
Tagged Acne, Anti Aging, Beauty, Cosmetic Surgery, Diabetes, Drug Abuse, Health and Fitness, Massage, Meditation, Nutrition, Personal Training, Popular Diets, Skin Care, Spa and Wellness, Speech Pathology, Weight Loss, Yoga
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Keep These 5 Rules in Mind for Successful Commercial Designing
Who doesn’t want an excellent commercial design? Excellent commercial design is important to maintain the reputation and brand image of the company. As it is said, the first impression is the last impression, a good impression always attracts potential customers. It’s obvious no one would ever love to walk in a congested environment with bad lighting.
Bad design and interiors deteriorate the productivity of the employees. It can be a confusing task when planning a commercial designing project for the first time, hiring expert Commercial Architects Melbourne can be the best option to know about the latest trends and perfect matching designs.
This blog is about some basic rules to consider for making the commercial project successful.
Keep structures versatile
When it comes to transforming any commercial space, focusing on convertibility and keeping office interior decor versatile can be the best option. It can be done by implementing a versatile structure to spaces such as cafeterias, offices, and many more. Everyone gives preference to comfort hence, focusing on spatial and versatile design will help to complete commercial designing projects in an optimal way.
Consider the latest technology implementations
Technology plays a supportive role to enhance the commercial designing project. Moving forward with the latest technology is important to execute any business smoothly because technologies make the work much easier and comfortable for the employee as well as organizations. Implementing centralized and decentralized digital control is much needed in any commercial design.
Keep office aesthetics updated
Good aesthetics and interiors impact the overall representation of the office and make the place functional and attractive. Hire a reputed designer for modern décor and furniture ideas. Hiring a designer reduces half of the project stress and helps to meet the contemporary fashion and latest trends. They can help to choose the perfect theme that blends well with the office decor, atmosphere, and colour.
Provide personalized space to prevent congestion
Majority of customer prefers personalized space such as different seating to seat comfortably and do the personal work. Personalized space is one of the crucial factors for customer-based service offices such as hotels and cafeterias to provide an ambient and comfortable place.
Always keep safety first
Safety is the central feature of every construction and designing project. Hence, it’s the high-priority factor to keep the aesthetic and functional safety at the working place. It can be compromised for interior decoration and design purposes but it’s not at all affordable to compromise for safety purposes.
Following the above useful ideas can easily help in the successful completion of a commercial designing project in a safe and pleasing way. In today’s, modern construction, reliability, and comfort is also an equally important factor.
Final words,
It’s important to hire the experienced Building designer Melbourne to make the commercial designing project worthy. Hope the above rules helped you to scale up your interior designing projects with a better outcome. Follow the above tips for any renovation or remodelling project and surely you will get award-winning and achieve a better office experience.